Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. Our 5-star customer service team is here to answer any questions you may have. Square Debit Card may be used wherever Mastercard is accepted. Download your bank app. THIS PROVISION SHALL NOT BE EFFECTIVE TO THE EXTENT OTHERWISE REQUIRED BY LAW. If you are still experiencing issues, please call 833 . You agree to present your Card and meet identification requirements to complete load transactions as may be required from time to time. 10+ years of modern card issuing experience, Top 25 largest U.S. debit card purchase volume*, Affirms mission is to build innovative products that people love, and Marqetas unique technology provides us the platform and services to help make that possible., Marqeta is vested in our success and that is what makes us want to collaborate even further. The Card may only be used for personal, family or household purposes, and we may cancel your Card if we determine that it is being used for commercial purposes. Our Liability for Failure to Complete Transactions. Friday, March 3, 2023. Make sure a separate user account is created for each employee and require strong passwords. To find out if the Commercial Card program is right for your business, or to explore our other payment solutions, please speak with a Payment, Cash Management & Deposits Specialist today. We reserve the right to require an affidavit signed by you and conduct an investigation into the validity of any request. Through the Cash App Taxes feature, you can file your taxes for free and through Cash App Investing, you can make investments and buy Bitcoin for as little as $1. Lending criteria apply to approval of credit products. Platinum Mastercard. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately, following the procedures in the section labeled Lost or stolen cards/unauthorized transfers below. The Gift Card Granny Visa Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. Lost or Stolen Cards/Unauthorized Transfers. Get a Visa License Are you interested in becoming a Visa licensed client? For Westpac issued products, conditions, fees and charges apply. You may use your Card to make purchases at any merchant that accepts Visa debit cards, subject to your available Card Account balance and the other terms and conditions of this Agreement and the Majority Terms of Service. The Department of Homeland Securitys"Stop.Think.Connect" campaignoffers training and other materials. - Pay Bills. Secure your networksSafeguard your Internet connection by using a firewall and encrypting information. Cyber-attacks are a growing concern for small businesses. or Sutton Bank, Members FDIC. 22. Your Card and your obligations under this Agreement may not be assigned. You agree that from time to time, without further notice to you, we may monitor and/or record telephone calls and electronic communications between you and us to assure the quality of our customer service or as required by applicable law. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. Reduce purchasing . Expense management. If you have a Wi-Fi network, make sure it is secure and hidden. 2 Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if . If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open Majority accounts you have will not apply to you, except for any claims subject to pending litigation or arbitration at the time you send your rejection notice. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION (ARBITRATION SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. To hide your Wi-Fi network, set up your wireless access point or router so it does not broadcast the network name, known as the Service Set Identifier (SSID). Back up your dataRegularly back up the data on all computers. We reserve the right, at any time in our sole discretion without providing notice to you, to change, delete or add to this Agreement and to apply any such modification to a Card, to any available balance on the Card Account or otherwise to the legal relationship between you and us. If you provide this information orally, we may require that you send your complaint or question in writing within ten (10) business days to our Customer Service at the address provided below. Additional Contact Information. Find out more. Full details are available on request. Phone Numbers. The card is designed for people with fair, good, and excellent credit. If we exercise this right, we will incur no liability to you because of any resulting unavailability of the funds in your Card Account or your inability to use your Card. This information, along with a 12-month history of the Card Account Transactions, is also available via the MAJORITY App. You agree to pay us promptly for the negative balance. 55 day interest-free period on all purchases. Simplify your life and stay in control conveniently and securely, with the Sutton Bank Mobile App. This type of scam usually targets employees from the HR and bookkeeping departments. Please contact our support team directly at[emailprotected], Sign up today to receive alerts when we launch new business finance content and solutions. Reap the benefits of your hard work, with our Platinum Credit Card. In addition to the currency conversion charge, we will impose a charge equal to 3% of the transaction amount (including credits and reversals) for each transaction (U.S. or foreign currency) that you conduct at merchants (including foreign websites) outside the United States. Blue Ridge Bank, a nationally-chartered commercial bank, Member FDIC, originates personal loans and auto refinance loans. We do not waive our rights by delaying or failing to exercise them at any time. 3. For better business. Yet many businesses cant afford professional IT solutions, have limited time to devote to cybersecurity, or they dont know where to begin. Any request for a return of funds shall be processed within a reasonable period of time after your request. $4.95 Purchase Fee. Industry leaders across on-demand delivery, expense management, digital banking & more use Marqeta to quickly launch programs. By creating an email address with a spoofed domain and just adding 1 digit or one letter in the domain name you could become a victim. This service can help secure your internet-facing systems from weak configuration and known vulnerabilities. Administrative privileges should only be given to trusted IT staff and key personnel. Work with us . You can also set up direct deposits to your account and get a debit card. 10. This arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. issuer name / bank card brand card type card level; 425755: united states: sutton bank : visa debit prepaid 450812: united states: sutton bank : visa debit prepaid 452283: united states: sutton bank : visa credit classic 470199: united states: sutton bank : visa debit prepaid 472001: united states: sutton bank : visa debit business 479146 . IF YOU HAVE QUESTIONS ABOUT THIS REQUIREMENT, PLEASE CONTACT CUSTOMER SERVICE. Card Account Balance/Transaction History/Cardholder Agreement. You can mitigate these risks using clear communication of roles and expectations whilst providing appropriate guidance in the use of IT and accounting controls. VISA with Rewards. 12. Can I customize the card with my business logo? Sutton Bank is not making the credit decision. Yes, you can add your own logo or create a custom credit card with the background image of your choice. Featured. | The Revenued Business Card is a purchase of future receivables and not a loan. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by the Card Network from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate the Card Network itself receives, or the government-mandated rate in effect for the applicable central processing date. A strong password includes: Multifactor authenticationMultifactor authentication requires additional information (e.g., a security code sent to your phone) to log in. Skip to main content . Detect fraud, control your spend, and ensure the highest levels of compliance and uptime. In-store: To use the virtual card in-store, shoppers need to add the card to their Apple or Google wallet, then pay using Apple or Google Pay at the payment terminal. Typically, the minimum annual spend is $5 million CAD. Card Protection. No one else may sign the rejection notice. Yes, you can choose Canadian or US currency cards for your Canadian employees. Payments are then sent to fraudulent bank accounts. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions made with your Card. Please read this Agreement carefully and keep it for future reference. For mail order, telephone, Internet or other card-not-present purchases, merchants may choose to route a transaction as a PIN transaction without asking you to enter your PIN. You will not receive any interest on your funds in the Card Account. This free app provides you with quick access to the online banking tools you need, so you can manage your finances on the go. 32. Keep record of your account in case your Card is lost, stolen, or destroyed. You hereby agree to accept all legally required notices by electronic means including publications made within the App or on the Website. Includes prepaid. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. Our Business MoneyIQ page features useful information and videos to help your business navigate the increased threats from cyberattacks, Ransomware, DDoS attacks, tax fraud and more. Hockerty . Use theSupply Chain Risk Management Toolkitto help shield your business information and communications technology from sophisticated supply chain attacks. The Card issued to you will be in the form of a virtual card (available to you in the App) (Virtual Card) and a physical card (a plastic card, which will be delivered to you) (Plastic Card), both cards carrying and representing the same assigned 16-digit card number and Card Account. You agree that the Issuer, Majority USA, LLC, and their respective affiliates, employees, or agents are not responsible for any interruption of service. The PIN must be used on all automated teller machine (ATM) transactions and PIN transactions. Also, if you become aware of and/or your statement or electronic history shows transactions that you did not make or authorize, notify us at once following the procedures stated in the paragraph labeled Your Right to Dispute Errors. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. We further reserve the right to offset any negative balance by any current or future funds you may load to or maintain in your Card Account or funds in any other Card Account you maintain with us now or in the future. Cybersecurity risks come in a wide variety of shapes and sizes, making it critical to recognize, disclose, and properly respond to a cyber threat. 1-16. The Gift Card Granny Visa or Mastercard is a prepaid Card issued by Sutton Bank. Most are the reloadable type. PLEASE VISIT https://www.majority.com (THE WEBSITE) TO VIEW, PRINT, AND SAVE THIS AGREEMENT AND https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf TO VIEW, PRINT, AND SAVE OUR PRIVACY POLICY. The Card is a prepaid card useable wherever prepaid debit cards bearing the applicable payment network brands on your Card are accepted worldwide. Better Cards. The money exchange booth at LAX was $1.18 and Travelex at SYD was $1.14 + 3%. Ideal card for employees on the move to pay for travel and entertainment expenses with ease. 28. Back up data automatically if possible, or at least weekly, and store the copies either offsite or on the cloud. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. . We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. Any funds remaining on the Card after cancellation will be sent to you upon request via a refund check to the mailing address we have in our records. Bank of America is about $1.12 on the ATM withdrawal exchange rate. You agree to sign the back of the Card immediately upon receipt. Use the Supply Chain Risk Management Toolkit to help shield your business information and communications technology from sophisticated supply chain attacks. 26. The fastest and easiest way to minimize your possible losses is to report this/deactivate your Card by using the App, otherwise you may always contact us via our Customer Service by phone 1 (855) 553-3388. Isolate payment systems from other, less secure programs and do not use the same computer to process payments and surf the Internet. All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. IF YOU DO NOT AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, DO NOT ACTIVATE OR USE THE CARD, SAVE YOUR RECEIPT AND CONTACT CUSTOMER SERVICE TO CANCEL YOUR CARD AND TO REQUEST A REFUND. An ideal card for easy and efficient business purchases. When you use your Card or Card number to initiate a transaction at certain merchant locations, such as hotels, restaurants, gas stations, and rental car companies, where the final purchase amount is unknown at the time of authorization, a hold may be placed on the available funds in your Card Account for an amount equal to or in excess of the final transaction amount. About Your Card and this Cardholder Agreement. You and your mean the person who have received the Card and is authorized to use the Card as provided for in this Agreement. Now, if you are Cashing Out from your CA the instant option uses the card network to your linked Debit card, like a merchant making a refund . After collecting the necessary data, attackers will behave as the company CEO or any high-level executive and send an email to employees in finance, requesting money transfers to the account they control. The Card is nontransferable, is not for resale, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. PIN and Non-PIN Transactions: Merchants may limit the available options for the type of transaction you wish to conduct or may let you choose between a PIN (Debit) transaction or a signature (Credit) transaction at the point of sale. This Agreement is effective April 01, 2021. Judgment on the arbitration award may be entered in any court having jurisdiction. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Besides no annual fees, this card also doesn't come with any activation or maintenance fees, making it a perfect cost-effective . By applying for or otherwise by activating the Card, retaining, using or authorizing the use of the Card or any other services provided by us, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien (with valid U.S. tax ID number) residing in the United States, Puerto Rico or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Well, like all social engineering attacks, BEC fraud relies on the human factor in order to be successful. IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT. BEC attacks have a high success rate not because they are so technologically sophisticated, but because they are exploiting human vulnerabilities, like a response to authority, schedule, or even tiredness. This Agreement does not replace, but supplements the Majority Terms of Service (available in the App), however in case of any inconsistency between the Majority Terms of Service and this Agreement, this Agreement shall govern and control your use of the Card and Card Account and otherwise your relationship with Sutton Bank. It isn't connected to a personal bank account or another debit card. *The MAJORITY app facilitates banking services through Axiom Bank, N.A. The Upgrade Visa Card with Cash Rewards comes with an annual fee of $0 and an 8.99%-29.99% regular APR. Viruses are intended to give cybercriminals access to your system. The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively. In addition to the above, for security purposes we reserve the right to, in our sole discretion, impose additional limit to your use of your Card at ATMs or POS devices. Mega International Commercial Bank ( Visa credit and debit cards, JCB and MasterCard credit cards) Shin Kong Bank (Mastercard and Visa . YOU AGREE TO HOLD HARMLESS AND INDEMNIFY US AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES (AND THEIR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES) FROM AND AGAINST ANY AND ALL CLAIMS, SUITS, DAMAGES, PENALTIES, COSTS, FINES, LIABILITIES AND EXPENSES, INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS FEES, THAT ARISE FROM YOUR VIOLATION OF THIS AGREEMENT, APPLICABLE LAW, OR ANY THIRD-PARTY RIGHTS OR YOUR FRAUD OR WILLFUL MISCONDUCT. The applicable exchange rate will be selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives or the government-mandated rate. Additional information and applicable terms and conditions will be provided to you in the App and at the Website. Any references to days found in this Agreement are calendar days unless indicated otherwise. Start by learning about common cyber threats, understanding where your business is vulnerable, and taking steps to improve your cybersecurity. Total credit lines from $500 to $25,000. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the Bank may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its services. We may disclose information to third parties about you, your Card, or the transactions you make: Where it is necessary or helpful for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; In order to prevent, investigate or report possible illegal activity; In order to issue authorizations for transactions on the Card; Otherwise as necessary to fulfill our obligation under this Agreement; Please see our Privacy Policy, available at https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf for further details. Sutton Bank offers a range of solutions to support BNPL capabilities for its clients to support growing demand for BNPL products: Streamlined Merchant Settlement: Use existing Visa rails to settle purchases made on a BNPL provider, leveraging transactions on one-time use virtual cards.

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